Hayes Insurance

[trx_call_to_action style=”1″ align=”right” image=”59″ title=”It pays to see Hayes” description=”When you are unsure of what you need insurance protection for or are just shopping rates, we can help! We represent over 30 top-rated companies with competitive rates and coverages. Serving our clients since 1968. CA License #0750660″ link=”/contact-us” link_caption=”Contact Us” top=”huge”][/trx_call_to_action]

[trx_columns margins=”” bottom=”huge”][trx_column_item][trx_intro style=”1″ image=”79″ title=”Car Insurance” description=”Save up to 30% when you bundle policies.
Ask us how!”][/trx_column_item][trx_column_item][trx_intro style=”1″ image=”85″ title=”5 Star Home Insurance” description=”Are you overpaying for the right coverage? Additional coverage for Identity Theft, Service Line coverage and more!”][/trx_column_item][/trx_columns]

[trx_section css=”max-width: 470px;” top=”huge” bottom=”huge”][trx_title type=”2″ style=”underline”]Free Consultation[/trx_title]

Contact us for a free consultation and quote from over 30 top-rated companies for Life Insurance protection for your loved ones to replace lost wages in case of death, cover final expenses, or manage wealth and inheritance issues. Let us provide you with information and quotes for your Long Term Care, which can assist you with payment for care for chronic illnesses, disabilities or other conditions on a daily basis. Looking for Disability Insurance as a self-employed worker or business owner? We can help! CA License #0750660

Need Help? Call Us at 1 (805) 520 8410

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[trx_section title=”What We Offer” title_style=”dark” top=”large” bottom=”huge”][trx_tabs style=”1″ initial=”1″ description=”The insurance transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer’s promise to compensate the insured in case of a covered loss.” top=”small”][trx_tab title=”For Individual” tab_id=”sc_tab_1475749817_1_78″ id=”sc_tab_1475749817_1_78″][trx_services style=”services-2″ type=”images” cat=”21″ columns=”2″ readmore=”none”][/trx_services][/trx_tab][trx_tab title=”For Business” tab_id=”sc_tab_1475749817_2_89″ id=”sc_tab_1475749817_2_89″][trx_services style=”services-2″ type=”images” cat=”22″ columns=”2″ readmore=”none”][/trx_services][/trx_tab][/trx_tabs][/trx_section]

[trx_call_to_action style=”1″ align=”left” image=”327″ title=”Life, Long Term Care and Disability Insurance” link=”/contact-us” link_caption=”know more” top=”huge” bottom=”huge”]

[trx_block align=”left” columns=”1_2″ top=”null” bottom=”null” left=”null” right=”null”][trx_list style=”iconed” icon=”icon-check”][trx_list_item title=”Almost half of Americans searched for Life Insurance online last year from the over 600 Life Insurance Companies in the United States.”][/trx_list_item][trx_list_item title=”Over 80% of customers think that Life Insurance is more expensive that it actually is.”][/trx_list_item][/trx_list][/trx_block][trx_block align=”left” columns=”1_2″ top=”null” bottom=”null” left=”null” right=”null”][trx_list style=”iconed” icon=”icon-check”][trx_list_item title=”25% of Americans will go through a disabling injury in the workforce.”][/trx_list_item][trx_list_item title=”Most employer based Health Insurance plans do not cover Long Term Care coverage and even Medicare is limited.”][/trx_list_item][/trx_list][/trx_block][/trx_call_to_action]

[trx_title type=”2″ style=”underline”]Insurance Built Around
your Needs and Requirements[/trx_title]

The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated. The amount of money charged is called the premium.

[trx_skills type=”counter” layout=”columns” style=”4″ columns=”4″ align=”right”][trx_skills_item title=”Over 10,000 Happy Customers” value=”10000″ style=”4″][/trx_skills_item][trx_skills_item title=”Great Claims Service” value=”100%” style=”4″][/trx_skills_item][trx_skills_item title=”A Tradition of Excellence” value=”1968″ style=”4″][/trx_skills_item][trx_skills_item title=”Over 30 top-rated Companies to choose from” value=”30″ style=”4″][/trx_skills_item][/trx_skills]

[trx_title type=”4″ font_size=”2.571em” top=”null” bottom=”null”]At a Glance[/trx_title][trx_title type=”5″ top=”null” bottom=”null”]Our Key Statistics[/trx_title]

[trx_section title=”Our Top Picks By Category” top=”large” bottom=”large”][trx_services custom=”yes” columns=”3″ top=”small”][trx_services_item title=”Retirement Plan” image=”217″ link=”/contact-us” readmore=”Contact Us”][trx_list style=”iconed” icon=”icon-check”][trx_list_item title=”Covered by the insurance policy”][/trx_list_item][trx_list_item title=”Submit a claim to the insurer”][/trx_list_item][trx_list_item title=”The insured receives a contract”][/trx_list_item][trx_list_item title=”The conditions and circumstances”][/trx_list_item][/trx_list][/trx_services_item][trx_services_item title=”Starting a Business” image=”216″ link=”/contact-us” readmore=”Contact Us”][trx_list style=”iconed” icon=”icon-check”][trx_list_item title=”Covered by the insurance policy”][/trx_list_item][trx_list_item title=”Submit a claim to the insurer”][/trx_list_item][trx_list_item title=”The insured receives a contract”][/trx_list_item][trx_list_item title=”The conditions and circumstances”][/trx_list_item][/trx_list][/trx_services_item][trx_services_item title=”Make a Claim” image=”215″ link=”/contact-us” readmore=”Contact Us”][trx_list style=”iconed” icon=”icon-check”][trx_list_item title=”Covered by the insurance policy”][/trx_list_item][trx_list_item title=”Submit a claim to the insurer”][/trx_list_item][trx_list_item title=”The insured receives a contract”][/trx_list_item][trx_list_item title=”The conditions and circumstances”][/trx_list_item][/trx_list][/trx_services_item][/trx_services][/trx_section]

[trx_call_to_action style=”1″ align=”left” image=”329″ title=”How Much Life Insurance Do I Need?” link=”/contact-us” link_caption=”Contact Us” top=”huge” bottom=”huge”]

An entity which provides insurance is known as an insurer, insurance company, or insurance carrier. A person or entity who buys insurance is known as an insured or policyholder. The action involves a contract. From an insured’s standpoint, the result is usually the same: the insurer pays the loss and claims expenses.

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[trx_section title=”Our Clients Rate Us” title_style=”dark” top=”large” bottom=”large”][trx_testimonials slides_space=”30″ cat=”0″ columns=”3″ offset=”” top=”small”][/trx_testimonials][/trx_section]